Business Banking Officer

Fargo, North Dakota
Officer level and compensation commensurate with experience

Build Relationships. Drive Growth. Strengthen Community.

A growing, locally led community bank in Fargo is seeking an experienced Business Banking Officer to develop and expand relationships with small to mid-sized businesses across the region. This is an opportunity to join a financially strong organization that values local decision-making, long-term relationships, and community impact.

If you are disciplined, relationship-driven, and motivated to help businesses grow, this role offers the platform and support to make a meaningful difference.

Position Overview

The Business Banking Officer is responsible for managing and growing a portfolio of commercial clients through proactive relationship development, sound credit judgment, and strategic business development. This role serves as a trusted advisor to business owners while partnering internally to deliver comprehensive banking solutions.

Key Responsibilities

• Develop, manage, and expand a portfolio of business clients, including small to mid-sized companies across diverse industries

• Generate new business opportunities through networking, referrals, and community involvement

• Structure and manage commercial loans, lines of credit, and deposit relationships

• Analyze financial statements and assess credit risk to ensure prudent lending decisions

• Serve as the primary point of contact for business clients, providing proactive guidance and responsive service

• Monitor portfolio performance and ensure compliance with internal policies and regulatory standards

• Partner with credit, treasury management, and operations teams to deliver seamless solutions

Qualifications

• 5+ years of experience in business banking, commercial lending, credit analysis, or related financial services

• Demonstrated success in building and growing commercial loan and deposit portfolios

• Strong financial analysis and credit underwriting skills

• Proven track record of meeting or exceeding production goals

• Bachelor’s degree in Finance, Business Administration, Accounting, or related field preferred

• Strong knowledge of commercial lending products, treasury management, and business banking services

What You Can Expect

• Competitive compensation based on experience

• Annual incentive compensation program

• Comprehensive benefits package including medical, dental, vision, life insurance, and HSA options

• 401(k) with profit sharing

• Paid vacation and holidays

• A collaborative, community-focused culture with local leadership and decision making

Why Join Us?

This organization has been recognized nationally for excellence within the community banking industry and continues to grow while maintaining its local roots. You will have the autonomy to build meaningful client relationships while being supported by an experienced leadership team committed to your success.

If you are ready to take the next step in your commercial banking career and make a lasting impact in the Fargo business community, we encourage you to apply.

Equal Opportunity Employer. Women, minorities, protected veterans, and individuals with disabilities are encouraged to apply.